What is handset coverage?

Question: 
What is handset coverage?
Answer: 

Handset coverage is offered as an option to provide protection of you mobile device from liquid and physical damage or if it is lost. Handset coverage is available on Android smartphones and tablets, basic phones tand mobile hot-spot devices. A monthly fee is charged and a deductible will apply if a claim is made. Apple iPhone and iPad required AppleCare+ for damage coverage.